Asset Finance
As Principals we have built strong relationships with many Private Banks, Credit Funds and other Special Situation Lenders that understand the needs of High Net Worth Individuals and their Family Offices. We are pleased to be able to extend the offer of introducing third party capital to clients looking for acquisition finance or re-finance on existing assets. Although this would be asset backed finance on hard assets such as Property, Land, Aircraft, Yachts and so on we are also able to help find finance for temporary funding shortfalls against cash flows or those looking for investment capital in their business.
Property
Through our property development arm, Equilibrium London, we have built relationships with many of the lending institutions that understand super prime central London property. As part of the overall service we are able to match buyers to Private Banks and other specialist lending institutions. Because of our long standing history and our understanding of the credit process as private clients we are very often able to secure preferential terms compared to other introducers. We can place clients looking for finance on residential homes, investment properties, commercial property including hotels and those looking for development finance.
Property
Through our property development arm, Equilibrium London, we have built relationships with many of the lending institutions that understand super prime central London property. As part of the overall service we are able to match buyers to Private Banks and other specialist lending institutions. Because of our long standing history and our understanding of the credit process as private clients we are very often able to secure preferential terms compared to other introducers. We can place clients looking for finance on residential homes, investment properties, commercial property including hotels and those looking for development finance.
Aircraft
The aircraft finance arena is a specialist area that requires a particular understanding of the finance mechanisms that are deployed in the sector. That knowledge needs to be coupled with an awareness and access to those lenders that are active in the sector as well as knowing how to structure an aircraft finance deal on private or business jets. We can help you to navigate the different options available of Finance v Operating leases, from Sale and Leaseback structures to straightforward debt financing solutions.
Aircraft
The aircraft finance arena is a specialist area that requires a particular understanding of the finance mechanisms that are deployed in the sector. That knowledge needs to be coupled with an awareness and access to those lenders that are active in the sector as well as knowing how to structure an aircraft finance deal on private or business jets. We can help you to navigate the different options available of Finance v Operating leases, from Sale and Leaseback structures to straightforward debt financing solutions.
Yacht & Marine
The Yacht and Marine finance arena is also a specialist area that requires a particular understanding of the finance mechanisms that are deployed in the sector. That knowledge needs to be coupled with an awareness of the regulatory environment of the registration and flag of a marine vessel and access to those lenders that are active in the sector. Knowing how to structure a yacht finance deal on acquisition, build to own or re-financing existing loans we can help you to navigate the different options available of Finance v Operating leases, from Sale and Leaseback structures to straightforward debt financing solutions.
Yacht & Marine
The Yacht and Marine finance arena is also a specialist area that requires a particular understanding of the finance mechanisms that are deployed in the sector. That knowledge needs to be coupled with an awareness of the regulatory environment of the registration and flag of a marine vessel and access to those lenders that are active in the sector. Knowing how to structure a yacht finance deal on acquisition, build to own or re-financing existing loans we can help you to navigate the different options available of Finance v Operating leases, from Sale and Leaseback structures to straightforward debt financing solutions.
Special Situations
We are often asked to help raise finance for start up ventures, joint ventures and support on business investment capital. Where we are unable to do so on our own balance sheet as principal financiers we can very often extend these opportunities to our wider network of High Net Worth individuals, Family Offices and other institutional lenders.
These Investment opportunities can be primary or secondary in nature and can cover the capital stack from equity, preferred equity, mezzanine or senior debt.
Special Situations
We are often asked to help raise finance for start up ventures, joint ventures and support on business investment capital. Where we are unable to do so on our own balance sheet as principal financiers we can very often extend these opportunities to our wider network of High Net Worth individuals, Family Offices and other institutional lenders.
These Investment opportunities can be primary or secondary in nature and can cover the capital stack from equity, preferred equity, mezzanine or senior debt.
Case Studies
Acquisition Finance for a $10m Private Jet
An overseas high net worth individual was looking to upgrade his Private Jet to a larger more expensive Bombardier Challenger for $10m once famously owned by the FI World Champion Lewis Hamilton. The prospective owner had a strong business model in the Oil & Gas industry though cash flows were held up during the exploration phase in his business. We were able to make the case to an offshore Private bank with an Aviation lending arm to look through to the business case and secure preferential terms.
Equity Release on a €50m Superyacht
A wealthy European Industrialist had invested substantial sums in the refurbishment and overhaul of this superyacht which he now wanted to recoup by refinancing the yacht. The client had already had a competitive termsheet from a European Investment bank but through a combination of a lien on the Yacht charter Income, and analysis of the client’s net worth and credit worthiness through other illiquid assets such as property and art we were able to ensure better terms on rates and loan to value from an American Institutional Lender.
£50m Capital Investment for Bridge Financing Company
A fast growing bridge lending company which had already written almost £100m in bridging loans having analysed £3bn in loan applications was looking for an anchor investor in their next stage of growth. They had an enviable track record delivering a blended 7% to investors without ever suffering a loss of principal but funding sources were predominantly HNW individuals. Seeking a more formalised Institutional lender and a lower cost of capital we were delighted to introduce them to the Structured Finance Group of a major investment bank who were able to offer terms at 5%. This required an understanding of institutional credit, navigating a path to the right part of the investment bank and positioning the opportunity in a way that appealed to the investment bank.
£26m Re-Finance of a Residential and Mixed Use Portfolio
An experienced developer with a substantial portfolio at different stages of development sought to streamline the lending on his suite of mixed use, commercial and residential assets which had varying rates and terms. By segmenting this portfolio and identifying the most appropriate lenders for each part of the portfolio we were able to successfully refinance most of the residential and mixed use assets to market leading rates. We were able to navigate the potential pitfalls of ownership in SPVs, the requirement for Personal Guarantees and stress testing the income and affordability parameters. The client benefitted from saving millions in finance payments and streamlining their lending partners.